Over 200 Million Internet Banking Customers…Average daily loan application amount of KRW 1 trillion
Last year, the number of Internet ban-king registered customers surpassed 200 million.
Mobile banking customers led the overall increase in Internet banking customers, with a double-digit growth rate centered on Internet banks.
The average daily use of Internet ban-king reached 76 trillion won, with more than 1 trillion won a day in loans applied on the Internet without visiting banks.
According to the Bank of Korea’s “2022 Internet Banking Service Usage” released by the Bank of Korea on the 7th, the number of domestic banks registered for Internet banking (including mobile) reached 270.04 million as of the end of last year, up 8.5% from the end of last year.
The number of registered customers of mobile banking increased 10.3% to 169.22 million, leading to an increase in the total number of Internet banking customers.
With the emergence of Internet banks such as K-Bank, Kakao Bank, and Toss Bank one after another, the number of mobile banking customers continues to grow in double digits, including 10.7% in 2020, 13.5% in 2021, and 10.3% in 2022.
In fact, the number of mobile banking customers and usage amount of Internet banks increased 2.5 times and 2.7 times in 2022 compared to 2019, and increased higher than commercial banks (1.2 times and 1.5 times).
As the number of customers increased, the average daily use of Internet banking last year was 19.71 million, up 13.8% from the previous year, and the amount of use increased by 8.2%, to 76.3 trillion won.
Among them, the number and amount of mobile banking use surged 17.3% and 10.3% year-on-year to 16.84 million cases and 14.2 trillion won.
In terms of the number of uses, mobile ban-king accounts for 85.4% of all Internet banking and 18.6% of the amount.
The average daily usage of mobile ban-king surpassed 14 trillion won last year, following 9 trillion won (9.415 trillion won) in 2020 and 12 trillion won (12.8575 trillion won) in 2021.
Last year, the average number of non-face-to-face loan applications on the Internet without going to a bank branch was 35,000 per day, with the average amount used reaching KRW 1.1684 trillion per day.
It increased 13.5% and 54.9%, respectively, compared to the previous year, and it was analyzed that the resumption of credit loans by Internet banks and the launch of non-face-to-face mortgage loans early last year had an impact.
Last year, 77.7% of the transactions of bank deposit and withdrawal services were made through Internet ban-king, followed by 14.2% of ATM (CD/ATM), 5.5% of windows, and 2.6% of telebanking. 먹튀사이트
Internet ban-king accounted for 93.2% of the number of use of inquiry services such as account inquiry and fund transfer result inquiry.